Nonprofits and Social Service Organizations

No Good Deed Goes Unpunished

As a director or officer of a non-profit organization, you risk a potential lawsuit each time you make a decision or vote on a motion. And, even if the lawsuit is unfounded, you could still wind up in court placing your personal assets in jeopardy and running up thousands of dollars in legal defense costs. In the end, you could end up losing money even if you win the suit.
Non-Profit and Social Services organizations have all of the insurable exposures of other businesses, and as such are eligible to purchase the types of policies described for other businesses. In addition, they have unique exposures not covered by standard commercial policies. We custom tailor policies to meet these exposures, including a broad definition of insured to include medical directors, administrators and any person under your supervision and control, including volunteers as insured’s. Coverage may be included for fundraising events, abuse and molestation coverage, workplace violence, emergency vacating expenses, and myriad other coverages that may be critical for survival in the face of losses.

Organizations that Need Coverage

YOUTH PROGRAMS

Youth recreation centers
Child and youth services
Daycare

EDUCATION

Private elementary schools
Vocational
Adult education
Special education
Student services and organizations

HEALTH

Mental health treatment (excluding medical)
Vocational rehabilitation
Programs for the developmentally disabled
Substance abuse programs (post detox.)

FAMILY SERVICE

Battered victim shelters
Temporary housing
Rescue missions

HOUSING SUPPORT & SERVICES

Independent living
Halfway home/transitional living
Group residential

MISCELLANEOUS

YMCAs and YWCAs
Thrift stores
Animal shelters
Community action programs
Grant making organizations/foundations
Social clubs
Food programs

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